Wallet to wallet. Checked on chain.
A Solana program we do not control checks every collection against the cap and your wallet. Try it.
Four requests the program refuses.
The program is designed to refuse these, whoever sends them.
Hold your USDC
It goes straight from your customer's wallet to yours.
Send it elsewhere
The program only pays your wallet.
Charge more
It refuses anything above the approved cap per period.
Freeze a payment
A settled transfer cannot be reversed or seized.
Four checks on every collection.
Subscriptions is a public, third‑party Solana program that Fianto does not control. Its checks run in the same transaction as the transfer.
Built on the Solana Foundation's Subscriptions program, audited by Cantina. (opens in a new tab)
| Check | What it stops | Set by |
|---|---|---|
| Destination | Payment to any wallet but the one on the subscription. | Your account's wallet, changed only after review |
| Monthly cap | Any collection above the customer's approved cap for the period. | Your customer, when they sign |
| Period | Collecting the same period twice. | The product's billing interval |
| Permission | Collecting after the customer removed the permission. | Your customer, any time |
Non-custodial: an on-chain program pays only your wallet. See it on Solscan
Network feesPaid by youYou never pay a network fee.
There is no gas wallet to fund or watch.
- Your customer pays under $0.01 when they pay or subscribe, plus Solana account rent when they subscribe.
- Your customer pays a flat fee with every subscription charge, 0.01 USDC today.
- The account rent comes back to your customer when they reclaim it in the portal after the subscription ends.
Your money is already in your wallet.
No Fianto balance, no payout queue. You would lose the collector, not the money.
See your productsA person reviews every business.
Before you take payments: business details, two‑factor, proof you own the wallet, then review.
By a person, before the business can take payments.
One receiving wallet per account. A new one is used only after review.
Set up before the business is reviewed, right after its details.
Unlicensed gambling, securities, weapons and more. See the Acceptable Use Policy.
We record who reviewed it, the finding and the action.
Email support@fianto.xyz with "Security" in the subject.
Security questions.
Is Fianto a custodian or a money transmitter?
Fianto is software. It never receives, holds or sends your customers' money. Whether that is regulated depends on the country. See our Terms.
Can Fianto freeze or reverse a payment?
No. A settled payment on Solana is final. We can only stop new collections, for example if a business breaks our Acceptable Use Policy.
What if Fianto's servers were compromised?
An attacker could only ask for what the program allows: your wallet, within each cap, once per period.
Who controls the Subscriptions program?
Not Fianto. It is a public, third‑party program. Its address is above, so anyone can inspect it.
Do you verify my customers' identity?
No. Customers pay from their own wallets and we do not check who they are. You remain responsible for checks your own business requires.
Money in your wallet, not in ours.
No Fianto fee during the beta. You never pay a network fee.