No Fianto fee during the beta. Any fee comes with at least 30 days notice. See pricing
Solutions

For businesses that bill in USDC.

Customers approve once from their wallet. Each billing period is collected to yours.

Start freeSee pricing
AAcme RPC, Pro plan40.00 USDC a month
Northwind approved up to 40.01 USDC a month.
Collected 40.00 USDC, the first month.5Kd9..xP4m
subscription.created reached your server.
API key, made by your backendrpc_live_4Tq8..Wm2ZActive
Pick a plan yourself
TTidewater News, membersNewsroom seat, 12.00 USDC a month
Maya ChenPaid 21 SepAccess on
Kofi MensahPast due since 00:02Grace
Ines DuarteEnded 19 Sep after four triesAccess off
Collected 12.00 USDC from Kofi on the retry.
Try the member list
LLumen Labs, Northwind retainer2,500.00 USDC a month, cap 2,500.01
September1 Sep to 1 Oct2,500.00 USDCPaid
October1 Oct to 1 Nov2,500.00 USDCDue 1 Oct
Collected in October0.00 of 2,500.00 USDC
Try to go over the cap
NNorthwind pays Acme RPCPro, 17 Sep 2026
Customer sends40.00USDCfrom their own wallet
You receive40.00USDCin 4kP2..9Qx1
Card networkNone
Currency conversionNone
Try a refund
AAcme RPCNorthwind is choosing a plan

Subscribe to see the webhook and the new key.

SaaS and APIs

Issue an API key when a plan is paid.

When a customer approves, subscription.created reaches your server with their order ID. Your code issues the key.

  • Keys follow payment. Turn one off on subscription.past_due or subscription.ended.
  • Each plan is a product with its price fixed on chain.
  • Overage goes out as a one-off checkout.
See the events your server gets SaaS and API billing in detail
TTidewater News, membersNewsroom seat, 12.00 USDC a month. Access kept while retries run.
Member, 23 SepAccess, your rule

Pick an event to see access change.

Memberships

Open, pause or close access by payment status.

Each member's payment status reaches your site as a webhook.

  • Grace while retries run. Past-due members can keep access until the last try, if you choose.
  • No partial charges. A short wallet is not charged part of a period.
  • Members cancel themselves in the portal.
See the customer portal Memberships in detail
LNorthwind retainerLumen Labs, since 1 Jul 2026Active
ApprovedUp to 2,500.01 USDC a month
Paid toLumen Labs, 7Hq2..Lm4c
Collected in October0.00 of 2,500.00 USDC

It is 1 October. Pick what Lumen Labs does.

Agencies and retainers

Bill a monthly retainer with one approval.

Your client approves the monthly cap once. Each month is collected on the due date.

  • The cap is the ceiling. The program refuses more than 2,500.01 a month.
  • Every month is recorded with the transaction signature.
  • Extra work, its own checkout. Billed as a one-off payment.
Invoices, coming soon Retainers in detail
NNorthwind paid Acme RPCPro, 17 Sep 2026, order ACME-10231Succeeded
Customer sent40.00USDCfrom 3Fg8..n2Rk
You received40.00USDCin 4kP2..9Qx1
Card networkNone
Currency conversionNone
Transaction5Kd9..xP4m

Pick one. Both happen in a wallet, not at Fianto.

Customers paying in USDC

Paid in USDC, with no card network.

Customers pay from a wallet they already use, in one transaction.

  • Nothing converted. 40.00 USDC sent is 40.00 USDC received.
  • Refunds come from you, sent back from your own wallet.
  • Customers cancel themselves, in the portal.

Not anonymous. Payments are public on Solana. You must follow the Acceptable Use Policy and sanctions rules.

How compliance works
Questions

Questions from merchants.

Do my customers need a crypto wallet?

Yes, a Solana wallet holding USDC. Phantom, Solflare, Backpack and MetaMask connect directly. Others, like Trust and OKX, connect through WalletConnect.

How does my site know who has paid?

From webhooks such as order.paid and subscription.past_due, with your order ID. Your code grants or pauses access.

Can a customer dispute a payment?

There are no chargebacks. To fix a mistake, send the money back from your wallet.

Can I sell to customers anywhere?

Wherever you may legally sell, within the Acceptable Use Policy. Fianto stops collecting where the law requires.

Can I change a plan's price later?

Yes. Add a new price to the product. Existing subscribers keep their price while the old one stays active; ending it cancels them at the end of their current period.

What does it cost?

No Fianto fee during the beta, and you never pay a network fee. See pricing.

Keep going.

Bill your first customer in USDC this week.

No Fianto fee during the beta. You never pay a network fee.

Start freeSee pricing